In today's fast-paced world, planning for a secure future has become more crucial than ever. While investments come with inherent risks, the Life Insurance Corporation of India (LIC) offers a reliable and low-risk option for securing your post-retirement life through its Jeevan Shanti Scheme.

Understanding LIC Jeevan Shanti Scheme

The LIC Jeevan Shanti Scheme stands out as a single premium plan that promises to make your retirement years blissful. With a minimum investment of 1.5 lakhs, anyone between the ages of 30 to 79 can participate, providing a flexible window for individuals to secure their future.

Lucrative Pension Options

What makes this scheme particularly attractive is the lucrative pension it offers. By investing only once, you can secure an annual pension of Rs 50 thousand. This means that a strategic investment at the age of 55, accumulating a fund of 11 lakh rupees over 5 years, can yield a remarkable pension exceeding Rs 1 lakh per year.

Versatile Payout Options

LIC understands the diverse needs of investors, offering flexibility in the payout frequency. Whether you prefer an annual, half-yearly, quarterly, or monthly pension, the Jeevan Shanti Scheme allows you to tailor your plan according to your financial requirements.

Minimal Risk, Maximum Returns

One of the key advantages of this scheme lies in its minimal risk profile. With interest rates ranging from 6.81 percent to a maximum of 14.62 percent, your investment not only remains secure but also has the potential for substantial growth. This ensures a stable and growing pension income, making it an ideal choice for risk-averse investors.

Surrender Option for Added Flexibility

LIC acknowledges that circumstances may change, and preferences can evolve. Therefore, the Jeevan Shanti Scheme provides investors with the option to surrender the plan if it no longer aligns with their financial goals.


In a world where financial uncertainties loom large, the LIC Jeevan Shanti Scheme emerges as a beacon of financial security for those planning their retirement. With its low-risk, high-return nature, and versatile payout options, this scheme ensures that your post-retirement years are not just financially stable but also enjoyable. Consider securing your future today with LIC's Jeevan Shanti Scheme and embark on a worry-free retirement journey.